Consumer Loan Processor

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits?

Our “people helping people” philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.

While we’re proud of our history, we’re even more excited about our future. With business and technology transformation on the horizon, there’s never been a better time to be part of BECU.

You bring more than your expertise to your role, and that matters here. Your story, perspectives, and lived experiences help shape belonging at BECU and deepen how we connect with and support our employees, our members, and our communities.

PAY RANGE

The Target Pay Range for this position is $26.35-$32.12 hourly. The full Pay Range is $21.65-$38.03 hourly. hourly.

BENEFITS – because people helping people starts with supporting you

• 401(k) Company Match (up to 3%)

• 4% annual contribution to your 401(k) by BECU

• Medical, Dental and Vision (family contributions as well)

• PTO Program + Exchange Program

• Tuition Reimbursement Program

• BECU Cares volunteer time off + donation match

IMPACT YOU’LL MAKE:

As aConsumerLoanProcessorI,you'llplayanessentialroleinhelpingmembersachievetheirfinancialgoalsbyensuringasmooth,accurate,andefficientlendingexperience.Fromapplicationtofunding,you'llbeatthecenteroftheconsumerlendingprocess,helpingmembersnavigateimportantfinancialdecisionswhiledeliveringexceptionalserviceeverystepoftheway.

Yourattentiontodetail,commitmenttocompliance,andabilitytobuildtrustwilldirectlycontributetopositivememberexperiencesandsuccessfullendingoutcomes.Bypartneringwithmembers,internalteams,andexternalvendors,you'llhelpcreateaseamlessloanjourneythatsupportsBECU'smissionofimprovingthefinancialwell-beingofourmembersandcommunities.

Note:This role requires working PST hours and Saturday rotational shifts.

WHATYOU’LLDO:

• ManagetheLoanJourney:Guideconsumerloansfromapplicationthroughfunding,ensuringeachloanmovesefficientlythroughtheprocesswhilemeetingserviceexpectationsandestablishedtimelines.

• ValidateLoanApplications:Reviewloanapplicationsforcompleteness,accuracy,andproperscoringwithintheLoanOriginationSystem,helpingensurequalitydecisionsandsmoothprocessing.

• PrepareClosingDocumentation:Create,review,andfinalizeloandocuments,ensuringallpaperworkiscomplete,accurate,compliant,andreadyformembersignatures.

• FundConsumerLoans:Executeloanfundinganddisbursementactivitiesaccuratelyandefficiently,helpingmembersaccessthefinancingtheyneed.

• DeliverExceptionalMemberSupport:Serveasatrustedresourceformembersbyansweringquestions,providingupdates,coordinatingsigningappointments,anddeliveringahigh-qualityserviceexperience.

• ReviewCriticalDocumentation:Analyzesupportingdocumentssuchasincomeverification,collateralinsurance,purchaseorders,andvehicletitlestoensurelendingrequirementsaresatisfied.

• ResolveTitle-RelatedIssues:Conductdetailedtitlereviews,identifydiscrepancies,andworktowardtimelyresolutionswhilemaintainingregulatoryandpolicycompliance.

• PartnerwithExternalVendors:Collaboratewiththird-partyvendorstoclearcollateralconditions,obtainrequireddocumentation,andapplyvaluationcascadesasneeded.

• BalanceMultiplePriorities:Monitorandmanagemultiplequeues,inboxes,andloanfilessimultaneouslywhilemaintainingservicelevelsandprocessingdeadlines.

• ChampionAccuracyandCompliance:Ensureallworkiscompletedinaccordancewithlendingpolicies,regulatoryrequirements,andBECUservicestandardswhilemaintainingaprofessionalandmember-focusedapproach.

• ContributeWhereNeeded:Supportteamandbusinessobjectivesbyperformingadditionalresponsibilitiesandprojectsasassigned.

WHATYOU’LLGAIN:

Thisopportunityisidealforadetail-orientedlendingprofessionalwhoenjoysproblem-solving,buildingrelationships,andhelpingmembersachieveimportantfinancialmilestones.Youthriveinfast-pacedenvironments,enjoymanagingmultiplepriorities,andtakeprideindeliveringexceptionalservicewhilemaintainingaccuracyandcompliance.

ByjoiningBECU,you'llgain:

• Theopportunitytodirectlyimpactmembers'financialjourneysandmajorlifepurchases.
• Hands-onexperiencemanagingthecompleteconsumerloanlifecyclefromapplicationthroughfunding.
• Exposuretomultiplelendingchannels,loanproducts,regulatoryrequirements,andindustrybestpractices.
• Opportunitiestostrengthenyourexpertiseinconsumerlendingoperations,documentationreview,andloanprocessing.
• Adynamicenvironmentwhereanalyticalthinking,organization,andattentiontodetailarehighlyvalued.
• Collaborationwithexperiencedlendingprofessionals,cross-functionalteams,andexternalbusinesspartners.
• Opportunitiestobuildproblem-solving,relationshipmanagement,andoperationalexcellenceskills.
• Careergrowthwithinahighlyrespectedfinancialinstitutioncommittedtoemployeedevelopment.
• Meaningfulworkthatcombinesmemberservice,compliance,lendingexpertise,andoperationalefficiency.
• Asupportiveculturefocusedoncontinuouslearning,teamwork,anddeliveringoutstandingmemberexperiences.

QUALIFICATIONS:

MinimumQualifications:

• Minimum requiresassociate’sdegreeinbusinessorequivalentworkoreducationalexperience.Bachelorsdegreepreferred.
• Minimum requires1yearexperienceinConsumerLending,indirectlendingorsmallbusinesslending.
• Proficiencyinloanoriginationsystemsanddocumentreview.
• PCskills,withtheabilitytolearnnewsoftware.
• Mathandbasicaccountingskills.
• Full-timehoursrequired,withadditionalhoursasnecessary.

DesiredQualifications:

• Comprehensiveunderstandingofconsumerlendingpolicies,practices,andregulatoryrequirements.
• Analyticalskillswithattentiontodetail.
• Communicationandcustomerserviceskills.
• Abilitytomanagemultipleprioritiesinafast-pacedenvironment.
• Organizationalskills,withtheabilitytohandlemultipletasksbyprioritizingjobresponsibilities.
• ThoroughknowledgeofallRESPA,HMDA,FairLending,andECOArulesandregulations.

JOINTHEJOURNEY

Readytomakeanindelibleimpact?Eagertobeapartofacollaborativeandinnovativeteamwhereyourideasandcontributionsdon’tjustfillarole,butfuelthegrowthandsuccessofBECU?

Thisismorethanajob.It’sachancetoelevateyourcareer,expandyourlendingexpertise,andbuildafuturefilledwithopportunitywhilecontributingtothefinancialwell-beingofourmembers.Yourworkwillplayavitalroleinhelpingmembersachievetheirgoalsthroughaseamless,accurate,andexceptionallendingexperience.

AtBECU,you'llbeempoweredtostrengthenyourskills,growyourcareer,andcollaboratewithpassionateprofessionalswhoarecommittedtoexcellence.Bringyourexpertise,curiosity,anddedicationtoateamthatvaluesyourcontributionsandinvestsinyoursuccess.

Embracetheopportunitytogrowwithus.Applynow,bringyourexpertisetothetable,andlet’sachieveexcellencetogetheratBECU.Yourjourneyofinfluence,innovation,andimpactfulcontributionstartsnow.

#BECU#YourGrowth#BECUJourney

EEO Statement:

BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.

Originally posted on Himalayas